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Attorneys for Car Wreck Clients in MS and AL
Have You Been Injured in MS or AL?If you or a loved one have been injured or killed in an accident, you know firsthand how traumatic and devastating such an event can be. What's worse is the knowledge that your injuries could have been prevented if it weren't for the negligent behavior of someone else. This is undoubtedly a very difficult time for you and your family. You may be experiencing tremendous physical pain and emotional anguish, and increased anxiety over mounting medical bills and your ability to return to work and earn a living. The personal injury Lawyers at Pepper & Odom Law Firm empathize with your current situation and want to help you get your life back on track.
We passionately advocate for the rights of personal injury clients in Mississippi and Alabama and take great pride in obtaining maximum financial compensation for our clients.We have extensive experience negotiating with insurance companies to secure great settlements but are also not afraid to litigate in Court if necessary.
No Charge for Initial Case evaluationGive us a call today so we can learn more about you and your case. In Mississippi, call 601-202-1111; in Alabama, call 205-250-1107 or use the ‘Case Consultation’ form at the bottom of this webpage.
No Recovery, No Fee!
We can answer any questions and can present you with your best legal options. If you decide to hire us, we work on a contingency basis; this means that if we don't recover for you, we don't get paid.
Contact us as soon as possible. Mississippi and Alabama have tight deadlines for filing personal injury claims and we don't want you to miss out on the opportunity to pursue compensation.
We Will Fight For You
Pepper & Odom Law Firm represents personal injury victims and their families in:
- Car wreck accidents
- Truck accidents, 18-wheeler accidents
- Motorcycle accidents
- Slip-and-fall accidents/Premises liability
- Nursing home neglect
- Pedestrian accidents
- Defective products
- Workers' Compensation Claims
Common Serious Injuries Sustained in Accidents Involving Cars, Motorcycles or 18-Wheelers & Big Trucks
- Neck, back, and spinal cord injuries
- Broken bones
- Traumatic brain injury
- Internal injuries
- Loss of limbs
- Temporary or permanent paralysis: paraplegia, quadriplegia
- Burns and contusions
Dealing With An Insurance Adjuster: Be Careful What You SayReport the accident to your insurance company as soon as possible. Once you make the claim, an insurance adjuster will call you. He/she will gather information about the accident, check your insurance plan for coverage, and begin an investigation to determine who was at fault. No matter how friendly an adjuster may seem, it's important to remember that they don't always have your best interests at heart. Their job is to make a profit for the insurance company, and the way to do that is to minimize their payout to you. Our job as our Car Accident Lawyers is to get you the most compensation available. Even if they make you a settlement offer on the spot -- don't take the bait! In most cases, the settlements they propose are grossly undervalued. When we take on your case, we will conduct our own investigation to calculate the value of your claim. We will negotiate with the insurance company to get you the best possible settlement. Do NOT give a recorded statement to an insurance adjuster It's important to stick only to the facts when talking with the insurance adjuster. Don't say anything about your injuries. If they ask you if they can record the conversation, politely say NO. Insurance adjusters are trained to ask certain questions that could inadvertently incriminate you, thereby devaluing your claim. Simply tell the adjuster that you plan on consulting with your lawyer and do not have anything else to say at this time.
Maximum Compensation Can Be Yours
- Reimbursement for past, current and future medical treatment (doctor's visits, medication, therapy, & surgeries)
- Reimbursement for past, current, and future lost wages
- Reimbursement for damage for loss of use of property
- Loss of consortium (loss of services of your spouse: income, companionship, child care, etc.)
- Money for emotional distress and pain and suffering
- Punitive damages (money given as punishment)
Statute of Limitations For Filing A Personal Injury ClaimIn each State, there are laws that limit the amount of time you have to file a lawsuit after an accident --this is called a statute of limitations. The statute of limitations for filing personal injury claims in Mississippi is 3 years and Alabama is 2 years. This may sound like you have a lot of time, but the longer you wait to file your claim, the weaker your case gets. Advantages to filing a claim soon after an accident:
- Evidence needed to prove your case is preserved
- Getting a quicker settlement so you can move on with your life
- Getting the insurance claim process started right away so you'll have plenty of time to go to court and get your lawsuit filed (in terms of the statute of limitations deadline) if settlement negotiations break down.
Were You A Victim of Any of These Negligent Behaviors?
- Failure to obey traffic laws
- Distracted driving
- Driving under the influence of alcohol and/or drugs
- Design defects, defective parts
- Fatigued driving
- Poorly maintained roads
- Weather conditions
Mississippi's Negligence Rule: Pure Comparative FaultMississippi uses the doctrine of pure comparative fault to establish fault in personal injury cases. If you are a personal injury client in Mississippi, you can still recover damages even if you are partially responsible for the accident. However, your award would be reduced based on your percentage of fault. For example, if your case is worth $80,000 and you were found to be 10% at fault, your reward would be $72,000. Behavior considered to be at fault may include:
- talking or texting while driving
- not wearing a helmet riding a motorcycle
- failing to signal properly before changing lanes
- failing to wear reflective clothing as pedestrian
- failing to yield right-of-way
Common Causes of Motorcycle Crashes
- cars making left hand turns striking the motorcycle when the motorcyclist is either a.) going straight through the intersection, b.) passing the car, or c.) trying to overtake the car. (left hand turns account for 42% ofmotorcycle crashes)
- head-on collisions account for 56% of motorcycle deaths. 78% are when car strikes from front, and 5% from back
- fixed objects
- road conditions
- lane splitting
Negligent Behaviors That Leads To Truck & 18-Wheeler Crashes
- Driver fatigue
- Inadequate training of drivers
- Sending texts while driving
- Eating and driving
- Other forms of distracted driving
- Driving while under the influence of alcohol
- Driving while under the influence of prescription or illegal drugs
- Driving poorly in less than ideal road conditions
- Ignoring road construction or caution signs
- Tire blowout
- Improper service to the truck (e.g. poorly maintained braking system)
- Improper distribution of the truck’s load
- Hauling a load that is too heavy
- Improper backing
- federal law violations
- Call 911 if anyone is injured. Allow emergency medical responders to evaluate you and your passengers. Even when no injuries seem apparent, it's important to document because symptoms can sometimes show up days or weeksafter.
- Report the accident to the police
- Move as far away from the roadway but remain at the scene
- Report the accident to the police, include facts only. Ask for a copy of the police report
- Gather information from those involved in the accident including:
- names, addresses, phone numbers
- insurance information
- make, model, license plate number and VIN
- Collect contact information from witnesses
- Document the accident scene by taking pictures and/or video footage of damage done to vehicles, your injuries, skid marks, traffic signs)
- Politely request a copy of the police report from the officers at the scene
- Contact one of our Car Accident Lawyers at Pepper & Odom law firm as soon as possible!
- Do not flee the scene
- Don’t admit to any kind of liability on your part to anyone at the scene, even if you think you may be partially responsible
- Don't say "I'm sorry" - this leads to the assumption of guilt. An alternative question may be, "Are you ok?"
- When speaking with the police, keep to the facts without expressing any opinion
- Don’t give anything in writing to any insurance adjusters, whether your own or the other party’s
- Don’t sign any document that is a release or a waiver of any kind
- Don't try to handle your claim without a Car Accident Lawyer
Alabama's Negligence Rule: Pure ContributoryAlabama follows the doctrine of pure contributory negligence which means that if you are found to be partially responsible for your accident, the other at-fault party cannot be held liable.
Motor Vehicle Insurance Requirements in Mississippi and AlabamaMississippi and Alabama drivers are required to carry at least the following amounts of insurance on any vehicle they own and operate:
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury when more than one person is hurt, and
- $25,000 per accident for property damage
What Happens If The Person Responsible For The Accident Has No Insurance, Or Not Enough Insurance To Cover My Damages?In Mississippi and Alabama, there are too many drivers on the road who don't carry liability insurance or do not have enough to cover injuries in an accident. The percentage of uninsured drivers in Mississippi is 22.9% and in Alabama it is 25%. If the at-fault party in your case doesn't have enough insurance to cover your damages, you can file a claim with your own insurance company to cover the difference up to the limits of your policy. However, this is only a viable option if you have Under-Insured or UIM motorist coverage. If you do not have this coverage, there are other options we can pursue. If the negligent driver doesn't have any insurance at all, you can once again seek coverage under your own insurance policy if you have uninsured motorist coverage.
Car Wreck Lawyers Mississippi & Alabama
Pepper and Odom, P.C. law firm – Save Our Number In Your Phone Now 601-202-1111 or 205-250-1107 Birmingham, AL