Dangers of Driving in MS and AL

Dangers of Driving in MS and AL

Mississippi and Alabama are in the top 10 of most dangerous roadways in America.  A 2012 report released by the Trust for America’s Health, ranked Mississippi as the state with the highest accident rate and auto insurance rates in the nation. Every year, there are almost 27 deaths per 100,000 people because of auto accidents. Alabama doesn’t fare well either. Based on a recent study by Car Insurance Comparison.com, the state has been ranked as the third most dangerous place to drive in the U.S. In November 2015, Alabama State Trooper’s revealed a disturbing trend in traffic data: traffic fatalities were up 3.4% from last year (mostly on rural roads) crashes up by 9%, and accidents with injuries up by 11%.

Insurance Companies think you are Just a Number

Report the accident to your insurance company as soon as possible. Once you make the claim, an insurance adjuster will call you. He/she will gather information about the accident, check your insurance plan for coverage, and begin an investigation to determine who was at fault. No matter how friendly an adjuster may seem, it’s important to remember that they don’t always have your best interests at heart. Their job is to make a profit for the insurance company, and the way to do that is to minimize their payout to you. Our job as our Car Accident Lawyers is to get you the most compensation available. Even if they make you a settlement offer on the spot — don’t take the bait! In most cases, the settlements they propose are grossly undervalued. When we take on your case, we will conduct our own investigation to calculate the value of your claim. We will negotiate with the insurance company to get you the best possible settlement. 

Do NOT give a recorded statement to an insurance adjuster It’s important to stick only to the facts when talking with the insurance adjuster. Don’t say anything about your injuries. If they ask you if they can record the conversation, politely say NO. Insurance adjusters are trained to ask certain questions that could inadvertently incriminate you, thereby devaluing your claim. Simply tell the adjuster that you plan on consulting with your lawyer and do not have anything else to say at this time.

Were You a Victim of any of These Negligent Behaviors

  • Failure to obey traffic laws
  • Distracted driving
  • Driving under the influence of alcohol and/or drugs
  • Speeding
  • Tailgating
  • Design defects, defective parts
  • Fatigued driving
  • Poorly maintained roads
  • Weather conditions

Contact one of our Personal Injury Attorneys in Jackson MS or Birmingham Al today to get a Free Initial consultation regarding your Motor Vehicle Collision at 601-202-1111.